• Rated A- by A.M. Best
• Interest free advances
• Commission paid upon issue
• Company pays resident appointment fee
• No E&O requirement, except AL & MS
• Annual convention

Active Care (Cancer, Heart Attack & Stroke, Critical Illness)

• Ages 18-85
• Receive Multiple Lump Sum Benefits when you are diagnosed; All covered family members can also receive full benefits
• Guaranteed Renewable for life; benefits will not decrease; Commissions will not decrease based on age or usage
• Minimum face amount 5k
• Maximum face amount 100K (10k increments)
• Benefits¹ paid directly to insured; helps pay copays, coinsurance and coverage gaps
• Return of Premium (ROP)² ages 18-49 (subject to state availability)
• Hospital³ & Accident Riders available

Accident Assure

• Ages 18-69
• Same rates ages 18-69
• Guaranteed Issue
• Pays benefit amount for a covered injury directly to insured
• Does not coordinate benefits with any other coverage (including Medicare Supplement)
• Benefits have no lifetime maximums
• No occupational restrictions
• No waiting period between injuries

¹LIMITED-BENEFIT POLICY: This policy has
limitations and exclusions. For costs and complete details of coverage,
contact the agent.
²The return of premium (ROP) or cash value (CV)(in MO, “cash return”) benefit is subject to state and policy availability. The benefit has an additional charge and may pay minus claims or regardless of claims based on the policy selected. The policy must remain in force until the end of the ROP/CV period for the benefit to be paid.
³A hospital is not a bed, unit or facility that functions as a/an: skilled nursing facility, nursing home, extended care facility, convalescent home, rest home or a home for the aged, sanatorium, rehabilitation center, place primarily providing care for alcoholics or drug addicts or facility for the care and treatment of mental disease or mental disorders.
*For agent recruiting use only. This material cannot be distributed to the public or used in any solicitation.